Saturday, February 22, 2014

gpsc new pattern


·         GPSC Class 1-2 Exam - New Pattern 2014
·         Educational Qualification
Graduate
·         Age Limit
21 to 30 (Relaxation: ST/SC/OBC – 5 years, physically challenged – 10 Years, Female – 5 years)
·         Examination Scheme
o    Preliminary Exam 
o    Main Exam 
o    Interview 
·         Preliminary Exam (Objective type)
o    General Studies
o    English / Gujarati Communication Skill 
o    Quantitative & Reasoning Test
·         Main Exam (5 papers)
o    English (Descriptive)
o    Gujarati (Descriptive)
o    Optional Subject (Descriptive)
o    General Studies Paper 1 (Objective)
o    General Studies Paper 2 (Objective)
Subject List for Main Exam:
1. Mathematics
2. Statistics
3. Physics
4. Chemistry
5. Botany
6. Zoology
7. Geology
8. Geography
9. History
10. Management
11. Economics
12. Political Science & International Relation
13. Philosophy
14. Psychology
15. Sociology
16. Public Administration
17. Commerce and Accountancy
18. Law
19. Agriculture
20. Civil Engineering
21. Electrical Engineering
22. Mechanical Engineering
23. Medical Science
24. Animal Husbandry and Veterinary Science
25. Gujarati Literature
26. Hindi Literature
27. English Literature
28. Sanskrit Literature
Note: Candidate cannot select following sets of subjects.
1.   Public administration with Political science & International relations 
2.   Public administration with Management
3.   Agriculture with animal husbandry and veterinarian science
4.   Management with Commerce & accounts 
5.   Medical science with animal husbandry and veterinarian science
6.   Mathematics with Arithmetic
·         Interview (100 Marks)
·         Reference Books:
·         GCERT Books (Standard 6 to 12)
o    Standard Newspaper for Current Affairs
·         For Optional Subjects - Graduation level textbooks 
·         Previous Years' Question Papers



PPF – Public Provident Fund


10 Things you may not know about PPF !!! :

One of the popular, preferred, and preeminent tax saving investments is PPF – Public Provident Fund. We all know about PPF. Do we know all about PPF? Let us discuss in detail....

1) Where to open the PPF account?

PPF accounts can be opened in a post office or in selected bank branches. The regular KYC documents need to be submitted for opening a PPF account with a minimum investment of Rs.500.

2) What is the interest rate?

The current interest rate for PPF is 8.8% p.a. The interest rate will change every financial year in accordance with the average bond yield of the previous year. The interest rate will be fixed 0.25% above the 10 year government bond yield.

3) How is the interest calculated?

For the balance amount in your PPF account the interest is compounded annually. However, the interest calculation will be done each and every month.

If your contribution to the PPF account is credited on or before 5th of that month, then that contribution will bear interest for that month too. If it is credited after 5th of that month, you will get interest only from the subsequent month. Therefore, if you make sure your contribution is getting credited in your account on or before 5th of that month, and then you will not miss the interest for that month as well.

4) What is the tax benefit?

Under Section 80 C, whatever the contribution you make in PPF is eligible for tax deduction. Also the interest from PPF is also tax free.

These tax benefits are available as of now. If DTC is implemented, then the tax benefits will change prospectively and not retrospectively.

5) What is the minimum and maximum investment?

The minimum amount needed to be invested every year is Rs.500. The maximum amount of investment allowed every year is Rs.1 lac. You can make investments through a maximum of 12 installments per year. If your minor child also holds a PPF account then the combined limit of both the PPF account is limited to Rs. 1 lac.

Not making the minimum investment in a year will attract a penalty of Rs50.

6) When does it mature?

A PPF account will mature at the end of the 15th year. This can be extended for one or more blocks of 5 years thereafter.

7) Can I withdraw in between?

Yes. You can withdraw after the 6th year. However, you can withdraw only up to 50% of the balance at the end of 4th year or at the end of immediate preceding year whichever is lower. You will be allowed to withdraw only once in a year.

8)Can I get a loan against my PPF account?

Yes. You can avail the loan facility only from the 3rd year. You will be allowed to take a loan to the extent of 25% of the balance in the previous year.

9) Can an NRI open a PPF account?

NRI can’t open a PPF account. If you open a PPF account as a resident and subsequently you become an NRI, you will be allowed to continue and contribute till its maturity on a non-repatriable basis.

10) What happens if the PPF account holder dies?

In the event of the death of the PPF account holder, the balance amount in the PPF account will be paid even before the completion of 15 years, to the nominee or legal heir of the deceased person. The nominee or the legal heir is not allowed to continue the PPF account by making fresh contributions to it.

Heads of Specialized organisations and agencies of the United Nations—



1 Food and Agriculture Organization(FAO )— José Graziano da Silva 
2 International Atomic Energy Agency(IAEA )— Yukiya Amano 
3 International Civil Aviation Organization (ICAO)—Raymond Benjamin 
4 International Fund for Agricultural Development(IFAD) —Kanayo F. Nwanze 
5 International Labour Organization(ILO ) —Juan Somavía 
6 International Maritime Organization(IMO) — Efthimios E. Mitropoulos 
7 International Monetary Fund(IMF) — Christine Lagarde 
8 International Telecommunication Union (ITU) — Hamadoun Touré 
9 United Nations Educational, Scientific and Cultural Organization(UNESCO )— Irina Bokova 
10 Universal Postal Union(UPU)— Edouard Dayan 
11 World Bank (IBRD ) — Jim Yong Kim 
12 World Intellectual Property Organization(WIPO ) —Francis Gurry 
13 World Meteorological Organization(WMO) — Alexander Bedritsky 
14 World Tourism Organization(UNWTO) — Taleb Rifai 
15 United Nations Office on Drugs and Crime(UNODC) — Yuri Fedotov 
16 United Nations Data and Information Organization(UND I O) — Louis R. Rutinduka

Tuesday, February 4, 2014

Medical and Anatomical Facts ..



1- Human have 23 different
organs .

2- A yellow coating on your
tongue means that you may have
a stomach problem.

3- 2 million red blood cells die
every second .

4- The average women is 5 inches
shorter thanthe average man.

5- A baby has 20 teeth which
start to grow at about 6 months
old.

6- More than %20 of twins are
left-handed.

7- Bones are 4 times stronger
than concrete.

8- It takes twice as long to lose
new muscle if you stop working
out than it did to gain it.

9- When you yawn , more oxygen
goes into your lungs.

10- Each human hand contains 29
bones , 29 joints , 123 ligaments
and 34 muscle.

List of countries with their Independence Date


An Independence Day is an annual celebration commemorating the anniversary of a nation's assumption of independent statehood, usually after ceasing to be a colony or part of another state, more rarely after the end of a military occupation.

Most countries honor their respective independence day as a national holiday and some countries or nations' independence-date honors are contested.

Not all countries have independence days, instead they celebrate another national day.

List of countries with their Independence Date around the world.

  
Country Name
Date of Independence
Japan
660 BCE
China
221 BCE
San Marino
301 CE
France
843 CE
Austria
976 CE
Denmark
10th Century CE
Hungary
Saturday, September 27, 1902
Portugal
Monday, February 16, 1903
Mongolia
Monday, April 20, 1903
Thailand
Friday, May 22, 1903
Andorra
Wednesday, July 01, 1903
Switzerland
August 1, 1291
Monaco
Thursday, November 19, 1903
Spain
15th Century
Iran
Wednesday, February 10, 1904
Sweden
June 6, 1523
Netherlands
January 23, 1579
Oman
Thursday, July 07, 1904
United Kingdom
May 1, 1707
Liechtenstein
January 23, 1719
Nepal
Wednesday, November 02, 1904
United States of America
July 4, 1776
Haiti
January 1, 1804
Colombia
July 20, 1810
Mexico
Sept. 16, 1810
Chile
Sept. 18, 1810
Paraguay
May 14, 1811
Venezuela
July 5, 1811
Argentina
July 9, 1816
Peru
July 28, 1821
Costa Rica
Sept. 15, 1821
El Salvador
Sept. 15, 1821
Guatemala
Sept. 15, 1821
Honduras
Sept. 15, 1821
Nicaragua
Sept. 15, 1821
Ecuador
May 24, 1822
Brazil
Sept. 7, 1822
Bolivia
August 6, 1825
Uruguay
August 25, 1825
Greece
Monday, January 02, 1905
Belgium
October 4, 1830
Luxembourg
Thursday, January 12, 1905
Dominican Republic
February 27, 1844
Liberia
July 26, 1847
Italy
March 17, 1861
Canada
July 1, 1867
Germany
January 18, 1871
Romania
May 9, 1877
Bulgaria
March 3, 1878
Ethiopia
Friday, March 10, 1905
Philippines
June 12, 1898
Australia
Tuesday, January 01, 1901
Cuba
Tuesday, May 20, 1902
Panama
Tuesday, November 03, 1903
Norway
Wednesday, June 07, 1905
New Zealand
Sept. 26, 1907
South Africa
Tuesday, May 31, 1910
Albania
Thursday, November 28, 1912
Finland
Thursday, December 06, 1917
Poland
Monday, November 11, 1918
Iceland
Sunday, December 01, 1918
Afghanistan
Tuesday, August 19, 1919
Ireland
Tuesday, December 06, 1921
Egypt
Tuesday, February 28, 1922
Turkey
Monday, October 29, 1923
Vatican City
Monday, February 11, 1929
Saudi Arabia
Sept. 23, 1932
Iraq
Monday, October 03, 1932
Lebanon
Monday, November 22, 1943
Korea, North
Wednesday, August 15, 1945
Korea, South
Wednesday, August 15, 1945
Indonesia
Friday, August 17, 1945
Vietnam
Sept. 2, 1945
Syria
Wednesday, April 17, 1946
Jordan
Saturday, May 25, 1946
Pakistan
Thursday, August 14, 1947
India
Friday, August 15, 1947
Burma
Sunday, January 04, 1948
Sri Lanka
Wednesday, February 04, 1948
Israel
Friday, May 14, 1948
Laos
Tuesday, July 19, 1949
Bhutan
Monday, August 08, 1949
Libya
Monday, December 24, 1951
Cambodia
Monday, November 09, 1953
Sudan
Sunday, January 01, 1956
Morocco
Friday, March 02, 1956
Tunisia
Tuesday, March 20, 1956
Ghana
Wednesday, March 06, 1957
Malaysia
Saturday, August 31, 1957
Guinea
Thursday, October 02, 1958
Cameroon
Friday, January 01, 1960
Senegal
Monday, April 04, 1960
Togo
Friday, May 27, 1960
Congo, Republic of the
Thursday, June 30, 1960
Somalia
Friday, July 01, 1960
Madagascar
Tuesday, July 26, 1960
Benin
Monday, August 01, 1960
Niger
Wednesday, August 03, 1960
Burkina Faso
Friday, August 05, 1960
Cote d'Ivorie
Sunday, August 07, 1960
Chad
Thursday, August 11, 1960
Central African Republic
Saturday, August 13, 1960
Congo, Dem. Rep. of the
Monday, August 15, 1960
Cyprus
Tuesday, August 16, 1960
Gabon
Wednesday, August 17, 1960
Mali
Sept. 22, 1960
Nigeria
Saturday, October 01, 1960
Mauritania
Monday, November 28, 1960
Sierra Leone
Thursday, April 27, 1961
Kuwait
Monday, June 19, 1961
Samoa
Monday, January 01, 1962
Burundi
Sunday, July 01, 1962
Rwanda
Sunday, July 01, 1962
Algeria
Thursday, July 05, 1962
Jamaica
Monday, August 06, 1962
Trinidad and Tobago
Friday, August 31, 1962
Uganda
Tuesday, October 09, 1962
Kenya
Thursday, December 12, 1963
Tanzania
Sunday, April 26, 1964
Malawi
Monday, July 06, 1964
Malta
Sept. 21, 1964
Zambia
Saturday, October 24, 1964
Gambia, The
Thursday, February 18, 1965
Maldives
Monday, July 26, 1965
Singapore
Monday, August 09, 1965
Guyana
Thursday, May 26, 1966
Botswana
Friday, September 30, 1966
Lesotho
Tuesday, October 04, 1966
Barbados
Wednesday, November 30, 1966
Nauru
Wednesday, January 31, 1968
Mauritius
Tuesday, March 12, 1968
Swaziland
Sept. 6, 1968
Equatorial
Saturday, October 12, 1968
Tonga
Thursday, June 04, 1970
Fiji
Saturday, October 10, 1970
Bangladesh
Friday, March 26, 1971
Bahrain
Sunday, August 15, 1971
Qatar
Sept. 3, 1971
United Arab Emirates
Tuesday, November 02, 1971
Bahamas
Tuesday, July 10, 1973
Guinea
Sept. 24, 1973
Grenada
Thursday, February 07, 1974
Mozambique
Wednesday, June 25, 1975
Cape Verde
Saturday, July 05, 1975
Comoros
Sunday, July 06, 1975
Sao Tome and Principe
Saturday, July 12, 1975
Papua New Guinea
Sept. 16, 1975
Angola
Tuesday, November 11, 1975
Suriname
Tuesday, November 25, 1975
Seychelles
Tuesday, June 29, 1976
Djibouti
Monday, June 27, 1977
Solomon Islands
Friday, July 07, 1978
Tuvalu
Sunday, October 01, 1978
Dominica
Friday, November 03, 1978
Saint Lucia
Thursday, February 22, 1979
Kiribati
Thursday, July 12, 1979
Saint Vincent and the Grenadines
Saturday, October 27, 1979
Zimbabwe
Friday, April 18, 1980
Vanuatu
Wednesday, July 30, 1980
Antigua and Barbuda
Sunday, January 11, 1981
Belize
Sept. 21, 1981
Saint Kitts and Nevis
Sept. 19, 1983
Brunei
Sunday, January 01, 1984
Marshall Islands
Tuesday, October 21, 1986
Micronesia, Federated States of
Monday, November 03, 1986
Lithuania
Sunday, March 11, 1990
Namibia
Wednesday, March 21, 1990
Yemen
Tuesday, May 22, 1990
Georgia
Tuesday, April 09, 1991
Croatia
Tuesday, June 25, 1991
Slovenia
Tuesday, June 25, 1991
Estonia
Tuesday, August 20, 1991
Kyrgyzstan
Wednesday, August 21, 1991
Russia
Saturday, August 24, 1991
Belarus
Sunday, August 25, 1991
Moldova
Tuesday, August 27, 1991
Azerbaijan
Friday, August 30, 1991
Uzbekistan
Sept. 1, 1991
Latvia
Sept. 6, 1991
Macedonia
Sept. 8, 1991
Tajikistan
Sept. 9, 1991
Armenia
Sept. 21, 1991
Turkmenistan
Sunday, October 27, 1991
Ukraine
Sunday, November 24, 1991
Kazakhstan
Monday, December 16, 1991
Bosnia and Herzegovina
Tuesday, March 03, 1992
Czech Republic
Friday, January 01, 1993
Slovakia
Friday, January 01, 1993
Eritrea
Monday, May 24, 1993
Palau
Saturday, October 01, 1994
East Timor
Monday, May 20, 2002
Montenegro
Saturday, June 03, 2006
Serbia
Monday, June 05, 2006
Kosovo
Sunday, February 17, 2008